Protection

Insurance Services Tailored For You


Making sure you and your family are protected if anything unexpected happens should be something to keep in mind. Knowing you have enough money to cover any periods without work, or planning ahead in case of illness may provide you with some peace of mind through difficult moments.

Finding the most efficient coverage considering every detail of your situation is something we can help you with. After the initial meeting, we will have a clear picture of what your current protection plans are. We will then discuss the ways in which it can be improved if required, to make this protection tailored for you and your family so it’s as comprehensive as possible.

Income Protection

Income protection will give you the financial cover you need if you were ever unable to work due to sickness or injury. It is designed to typically protect 50-70% of your gross salary if you are unable to work due to an accident or sickness.

Income protection usually pays out until retirement, death or your return to work, although short-term income protection policies, which last for one or two years, are also available at a lower cost.

The one protection policy every working adult in the UK should consider is the very one most of us don't have - income protection.

Life Insurance

The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners.

It can provide the reassurance of financial protection for you, your family and your business associates.

A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.

Critical Illness Cover

Critical Illness Cover is designed to pay out a cash lump sum if you find yourself diagnosed with a critical illness or injury. It is important to make sure you’re covered against the financial impact this could have on you and your family. 

Around half of us will experience cancer at some point in our lives. With ever better treatments, survival rates are improving, but while in treatment the costs are high – more than the financial impact of having a child. That’s down to extra costs as well as lost income. Critical illness protection can be a useful fall-back.
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