Income protection will give you the financial cover you need if you were ever unable to work due to sickness or injury. It is designed to typically protect 50-70% of your gross salary if you are unable to work due to an accident or sickness.
Income protection usually pays out until retirement, death or your return to work, although short-term income protection policies, which last for one or two years, are also available at a lower cost.
The one protection policy every working adult in the UK should consider is the very one most of us don't have - income protection.